We have a flurry of bank bankruptcies and workouts but the financial system absorbs these losses and the credit creation process is quickly re - established with tighter credit 我们恐慌银行破产倒闭,但是金融系统吸收了这些损失,并且信用产生过程很快在紧缩信用的基础上得到重建。
Because of the need of avoiding risks , instruments became popular when commercial credit appeared in the form of contract which could fix rights and liabilities between creditors and debtors 由于规避风险的需要,在商业信用产生时,票据作为载体,以契约形式将当事人之间的债权债务确定,从而实现商业信用的票据化。
As the reasons of origin of credit , first one is that as a kind of ethics criteria and reflected from the economic behavior , second one is that estate is necessary for the origin of credit , third one is that contract is the systematic basis of credit , also it ' s the outcome of repeated game 信用行为的产生有以下几个原因:一、人与人之间的信任心理是信用产生的伦理基础;二、产权制度的建立是信用行为产生的前提;三、契约制度是信用行为产生的制度基础;四、经济主体重复博弈的结果同样导致信用行为的产生。
This paper discussion the danger caused since emerging in credit , development , economics meaning and credit of summing up credit and analyzed the credit rating system of the bank and current situation , then put forward " the basic framework of credit rating inside the bank " and regard customer ' s cash flow of the borrowed money as the credit rating lever to confirm the view of customer ' s credit rank of the borrowed money 本文从信用产生开始,概述了信用的发展、经济学意义和信用缺损造成的危害,分析了银行信用评级体系及现状,提出“银行内部信用评级基本框架”和“以借款客户现金流为信用评级杠杆,确定借款客户信用级别”的观点。
信用: trustworthiness; credit产生: produce; engender信用产生的界限: limitaiton on credit creation; limitation on credit creation利用产生动力: harness the river to generate electric. harshness harshness激光作用产生激光: lasering因太阳作用产生的: solar激光作用产生激光的: lasing产生: 1.(出现) produce; engender 产生好的结果 produce good results; 产生影响 exert an influence; exercise influence over; have bearing on; weigh; 产生幻觉 hallucinate; 产生火花 spark; 产生效果 come into play; 产生印象 impress; 产生怨恨 fester2.(形成; 发生) emerge; come into being 第一个工人联盟就这样产生了。 thus the first worker's league came into being. 你们的会谈产生了什么结果? what results emerged from your talks? 在人类历史发展过程中不断产生新的艺术。 new arts have been born in the course of the history of men.3.production; generation; causing; effecting信用: 1.(信任) trustworthiness; credit 讲信用 keep one's word; 失去信用 lose one's credit; 守信用 keep a promise; 依靠 ...的信用 on the faith of; 他的信用好。 his credit is good.2.[经] credit; 信用报告 credit report; 信用额度 line of credit; 信用风险 credit risks; 信用合同 credit contract; 信用合作社 credit cooperative; 信用汇票 credit bill; 信用交易 transaction with credit; 信用卡 credit cards; letter of credit; commercial letter of credit; 信用投资 fiduciary contribution; 信用危机 credit crisis 信用债券 debenture bonds船用产品: marine product代用产品: substitute product即用产品: off-the-shelf局部用产品: topical products军用产品: defence product; defense product军用产业: military estate民用产品: civilian industry product社会用产品: product for society生产用产品: capitalized product通用产品: general purpose goods通用产品码: universal product code; upc code无用产物: unwanted product硝化用产品: nitration grade products一次用产品: disposable product应用产品: led - application products占用产权: title occupancy