定值保单的英文
a valued policy
valued policy insurance
例句与用法
- Valued policy insurance
定值保单 - This article is based on the principles of risk management and insurance . it insights into the interrelationship among risk , insurable interest and such important factors as insurance value in mortgage insurance , explains the asymmetry of risk assumed and relevant coverage , shows the brand new concept of ratio of real estate insurance value , argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance , and analyzes the valued policy and moral hazard in real estate insurance
本文基于风险与保险基本原理和不动产估价原则，结合保险发达国家不动产保险实务和我国抵押贷款相关险种保单条款，深入剖析住房抵押贷款保险的风险、可保利益、保险价值等要素的内在联系以及现行保险条款中风险与保险责任不对称的原因，提出了不动产保险价值比率的全新概念，论证了住房抵押贷款的保险价值评估适用抵押房屋重置价值的观点，并对不动产保险中定值保单和道德风险进行了探讨。
