风险与保险的英文
mba - risk and insurance (mba)
risks and insurance
例句与用法
- According to me theory of path dependence , the essay finally recommends that strategies and their corresponding measures regarding the implementation of financial derivative instruments should be carried out in china depending on the levels and stages of the then market conditions . the creation of the essay may be outlined into the following aspects : 1 . based on the results of study on financial derivative instruments at home and from abroad , the essay has theoretically clarified the core functions and characteristics of financial derivative instruments by further explaining some issues of financial derivative instruments in a deep - going and comprehensive way and creatively points out that the core function of financial derivative instruments is to eliminate the asymmetrical information , which has theoretically laid a concrete foundation for the implementation of financial derivative instruments in terms of preventing and controlling loan risks of banks
关于风险的定义，国内外学术界有不同的学说，第一种是损失可能说和损失不确定说， 1895年，美国学者海尼斯（ h聊esj ）在《 riskasaneconomicfactor 》中，提出“风险意味着损害的可能性” ， 1901年美国学者威利特（ ahweillet ）在博士论文《风险与保险的经济理论》中指出“风险是关于不愿发生事件的不确定性的客观体现” ，在这种学说中对风险的定义有三层含义：一是风险是客观的；二是风险的发生具有不确定性：三是不确定性的程度可以用概率来描述。 - This article is based on the principles of risk management and insurance . it insights into the interrelationship among risk , insurable interest and such important factors as insurance value in mortgage insurance , explains the asymmetry of risk assumed and relevant coverage , shows the brand new concept of ratio of real estate insurance value , argues the application of replacement less depreciation approach to the valuation of insurance value in mortgage insurance , and analyzes the valued policy and moral hazard in real estate insurance
本文基于风险与保险基本原理和不动产估价原则，结合保险发达国家不动产保险实务和我国抵押贷款相关险种保单条款，深入剖析住房抵押贷款保险的风险、可保利益、保险价值等要素的内在联系以及现行保险条款中风险与保险责任不对称的原因，提出了不动产保险价值比率的全新概念，论证了住房抵押贷款的保险价值评估适用抵押房屋重置价值的观点，并对不动产保险中定值保单和道德风险进行了探讨。
