Credit card and personal loan operations of banks were among the special areas of focus of the hkma in its supervisory work 银行的信用卡及个人贷款业务，是金管局执行监管工作时特别留意的范畴之一。
Chapter four details the basis of the modeling of the thesis - - error back propagation algorithm , or bp , which is the stress of the thesis 2005年4月末,金融机构个人贷款余额达到27043亿元,比上年同期增长了57 % ,呈现了快速发展的态势。
Bad credit offers , which is a company located in u . s . , provide bad credit loans such as auto loan , home loan , car loan and personal loan 不良信贷优惠，这是一个公司设在美国，提供不良信用贷款，如汽车消费贷款，住房贷款，汽车贷款及个人贷款。
The objective of these is to ensure that authorized institutions active in consumer lending have in place adequate systems to protect consumer data privacy 这些措施的目的是要确保活跃于个人贷款业务的认可机构备有适当的制度，以保障客户资料。
International students in the united states generally can not receive federal student loans . but they may be able to take out private loans as many american students do 虽然留学生一般不能够申请到美国联邦学生贷款，可是他们还是可以和许多美国学生一样，申请领取个人贷款。
In addition , banks make real estate loans to individuals for the purchase of houses or land , and they also give personal loans to people who want to buy a new car or a new appliance 此外银行也向想购买住房或土地的个人提供房地产贷款，还向想购买新车或新设备的人提供个人贷款。
The general expectation is that loan demand will remain subdued and the profit margin from consumer loan products such as mortgage and personal loans will continue to be squeezed due to keen competition 市场一般预期贷款需求仍然呆滞，由于竞争激烈，来自按揭及个人贷款等消费贷款产品的利润幅度会继续收窄。
Spend more over the long haul : even though the interest rate is less , if you take the loan out over a 30 year period , you may end up spending more than you would have if you had kept each individual loan 从长远看还的更多：即使利率降低，如果你的贷款期限超过了30年，那么在你全部还清以后，你所支付的利息要比还那几种个人贷款还要多。
" in october 2002 , which sets out formal but non - statutory guidelines on how members of the associations should deal with personal customers who have genuine difficulty in repaying consumer loans granted by financial creditors 。这份并非法定的正式守则说明遇到私人客户有真正困难偿还由财务债权人提供的个人贷款时公会成员应如何处理。
In the first quarter of 2004 the hkma conducted a round of special on - site examinations covering 37 ais active in consumer lending to check if they had established appropriate controls to protect customer data privacy 金管局在2004年第1季对37间积极从事个人贷款业务的认可机构进行了一轮专项现场审查，目的是查核这些机构是否已备有适当监控措施，保障客户资料。
