Policy : on the aspect of correlative policy , the article analyzes the strong influence of varied policies on auto car demand . the most important policies among those are national industry policy , local consumption policy , tax policy , environment protection policy , reform policy of government allocated car system and financial credit policy 在政策方面，本文用大量的事实、数据和图表分析了现行国家产业政策、地方消费政策、税费政策，环保政策、公车改革政策、金融信贷政策对轿车需求产生的抑扬影响。
Based on carefulness analysis of historical as well as interior and external reasons of loan and lend risks happening in stat - owned commercial bank in china , and analysis of economical circumstance , with deep analysis of status of loan and lend risks in stat - owned commercial bank in china , the paper indicate that our country ca n ' t take force measures to manage loan and lend risks in stat - owned commercial bank by means of policy and do n ' t adequately evaluate the credit . and the system of management risk , insurance and law in china is n ' t perfection . the enterprises which are changing their finance system have trouble to be supervised 论文在充分分析了我国国有商业银行信贷风险形成的历史原因、内在原因以及经济环境等外部原因的基础上，通过对我国国有商业银行信贷风险的现状的深入分析，揭示了我国国有商业银行信贷风险管理存在的信贷政策过于宽松、贷款组合管理不当，信用评估不足，风险管理体系不完善，对转制企业监控难，逃、悬债务严重，保险制度和法律制度不健全，缺乏有效的监督和预警机制等七大问题。
In part of theory research , the author points out that the scarcity of capitals is an primarily cause that leads developing country to poverty , while the financial restraints result in lack of capitals and unreasonable resources deploying , and the main measures to break vicious cycle of poverty is lift the financial restraints and improve the investment efficiency . subsequently by analyzing the phase characteristic and its practice course of our country ' s help - poverty policy , the author induces the basic deficit . and by analyzing international help - poverty loan policy especially little help - poverty loan , the author points out that our country ' s help - poverty policy must obey the credit principle and design a direct credit loan transfer system specially aiming at the poor and pay more attention to the development of human resource of the poor 在理论研究部分，作者指出，资本稀缺是导致发展中国家贫困的重要根源，而金融压制是造成资本缺乏和资源配置不合理的主要原因，解除金融压制、改善投资效率是打破贫困恶性循环的主要途径；继而通过分析我国信贷扶贫政策的阶段性特征及其实践历程，分析了我国信贷扶贫政策及其实践的基本缺陷；进而通过国际扶贫信贷扶贫政策特别是小额信贷政策的分析与借鉴，作者提出，今后我国的信贷扶贫政策，必须坚持信用的基本原则、必须设计一个直接和专门针对穷人的信贷传递系统，注重对穷人人力资源的开发。
After completion of the project loan appraisal report , the appraisal & advisory department should conscientiously review the appraisal report , and submit to the credit management department and the credit policy committee in the form of departmental documents ; the credit management department will checkup and approve the loan according to the appraisal report and other data 四、审查审批项目贷款评估报告完成后，评估咨询部门要认真审查评估报告,并以部门文件的形式提交信贷管理部门和信贷政策委员会；信贷管理部门依据评估报告等资料进行贷款的审查审批。
In order to stabilize housing price ， we should increase the supply of the economical and applicable house and the small - sized common housing ， should build up a perfect housing assistance system ， should guide and regulate the housing demand by means of the distinguishing tax and credit policy ， should perfect residence market administration system etc 稳定或保持适度的住宅价格上涨，应采取增加经济适用房、普通住宅的供给；建立完善的住房保障体系；实施有区别的税收、信贷政策，完善住宅市场监管体系等措施。
Execute company ' s credit policies and procedures , internal scoring system completion ; field investigation task assignment ; retail application review / analysis / recommendation ; customer contact and dealer finance & insurance manager ( dfim ) relation ; monitor , analyze and control application / contract quality , etc 执行公司信贷政策和审批流程，完成对客户的评分；发出现场调查任务；对客户零售申请进行初步审核/分析/建议；联系客户，和经销商融资保险经理( dfim )促成交易的成功；监督、分析和控制贷款申请及合同的质量等。
In the final section of the paper , on the basis of the previous chapters , some countermeasures and proposals are put forward to solve the sticking points existing in the monetary policy transmission process : strengthening development of financial market ; pushing interest rate ' s flexibility forward ; perfecting banking system construction ; improving credit policy ; making the macroeconomic environment better and other concerned measures 第三章提出了相应的对策建议。包括大力发展金融市场、推进利率市场化、银行体系的改革和完善、信贷政策完善以及其它相关的措施等。本文创新点： 1
The delegation received training in combined forms of classroom lectures and field tours in five locations in western canada . they studied basic facts about canadas agriculture , especially the agriculture and livestock in three western provinces , canadas agricultural policies and legislation , its agricultural policy framework and protective organizations ; pfras duties and internal structure ; prairie protection and pasture management , land utilization plans , dry land agriculture and protective cultivation ; public land administration ; agriculture credit policy and rules ; use and management of organic fertilizer ; agriculture technical extension ; gender issues ; farm produce marketing , and ; coal mine land reclamation 通过听取讲座，重点学习了加拿大农业特别是西部草原三省农牧业的基本概况农业政策和立法农业政策框架保护性组织机构草原农场恢复管理局的职责与内部结构草原保护与牧场管理土地利用规划旱地农业与保护性耕作公共土地管理农业信贷政策和农业借贷规则有机粪肥的利用与管理农业技术推广社会性别问题农产品营销以及煤矿复垦等方面的内容。
