Mr peter pang , chief executive officer of the hkmc , said , " the hkmc welcomes the adoption of the model mortgage deed by the hsbc . the use of the model mortgage deed will help to raise industry standard in terms of improving greater transparency and efficiency as the model mortgage deed encapsulates best market practice 按揭证券公司总裁彭醒棠说：按揭证券公司欢迎丰银行采用标准按揭契据文件，标准按揭契据文件采纳最佳市场惯例，采用该文件后将有助提升业内的批核按揭的水平，并提高交易的透明度及效率。
Some of the existing mortgage deeds contain both a repayment " on demand " clause as well as an " event of default " clause the happening of which will entitle the mortgage lender to demand the immediate repayment by the borrower of all money and liabilities due or owing by the borrower to the mortgage lender under the mortgage 部分现有按揭契据载有按贷款人要求随时偿还条款，及违约事件条款，即一旦发生违约事件条款内所述事项，按揭贷款人即可要求借款人即时偿还借款人在按揭贷款下欠按揭贷款人的所有款项及债项。
