In this paper , firstly the fluctuation of the interest rate and the research situation of the life insurance actuary models with random interest rate are introduced as well as the elementary notion about life annuities and annuities 本文首先介绍了利率的波动性及随机利率下的寿险精算模型的研究现状。然后，引入了有关(生存)年金的基本概念。
" professor panjer is a well - known authority on the subject of actuarial science . he is a professor of actuarial science at the university of waterloo , canada , and is the second academic actuary to be elected to head the formidable society of actuaries Panjer教授是美国精算学会主席，也是国际知名的精算学权威。他是加拿大滑铁卢大学的精算学教授，亦是第二位被选为精算学会主席的学术界人士。
And he had experience of the like brood beasts and of springers , greasy hoggets and wether wools , having been some years before actuary for mr joseph cuffe , a worthy salesmaster that drove his trade for live stock and meadow auctions hard by mr gavin low s yard in prussia street 卡夫乃一可敬之生意人，在普鲁西亚街加文洛先生的牧场附近从事畜牧业，在草地上拍卖牲畜。因此，布卢姆对传种牲畜产前之母牛满两岁之肥公猪以及阉羊，均十分熟悉。
Finlaison house in london is the new , bigger home of the government actuarys department that provides advice and information , including official population projections , to the public and private sectors in the uk and overseas . future plans include continuing to expand and develop its services 伦敦finlaison大厦是政府保险统计部门的较大的新办公地点，该部为英国政府及非公有机构提供包括官方人口统计预测在内的信息及咨询服务，并将继续拓展和开发服务项目
Before joining manulife in 1992 , he held management positions in two other canadian life insurance companies with responsibilities primarily in actuarial , product development and marketing . a graduate of southampton university in united kingdom , mr . crouch is a fellow of the society of actuaries , and has received diplomas in management and marketing from the life office management association , and the life insurance marketing and research association 凌氏毕业于英国southampton university ，现为美国精算学会society of actuaries会士，并分别取得由美国寿险管理协会life office management association loma及国人寿保险业市场拓展及研究协会life insurance marketing and research association颁发的管理学及市场推广文凭。
The actuary can figure the lives of 1000 men at various ages and tell on an average how many of them will die each year , but the actuary cannot figure on one individual and tell when he will die from the position of the average because of the fact that men born at different times are grouped under the same average 保险业要使用平均法则，保险精算师可以计算1000个不同年龄的人并可以告诉你他们之中每年有多少人将死去，但是精算师不可能根据平均指数来推算并告诉你每个人什么时候会死，因为事实上不同时间出生的人聚合在一起具有相同的平均出生率。
While , this period is the period when deposit interest were adjusted frequently . considering frequent interest adjusting , how to establish the price of life insurance product , pledge the lowest risk level , and maximum the profit of insurance company becomes the aims of actuaries 出于对利率频繁波动的考虑,如何合理、有效地制定出各种保险产品的费率,保证保险产品在市场中的一定份额,最大化保险公司的利润,同时使保险公司的风险最小化,就成为精算师追求的目标。
The chinese and foreign scholars proposed some hypotheses to the common opinion according to actuary observation and analysis results . it ' s a pity that up to now all of hypotheses have not made clear the basic and immanent relation between magnetic anomaly above oil & gas reservoir and oil & gas reservoir 当前，油气藏上方磁性异常与油气藏存在某种必然关系的事实已成共识，国内外学者也提出了许多假说，不过遗憾的是，所有的假说至今无一成为这种必然关系的实质。
