The original method became outdated , how to measure and manage the credit risk more accurately becomes the one of the biggest challenge to the commercial bank . therefore , the developed countries leading by the united states have developed a series of advanced models to measure and manage the credit risk , such as credit metrics model , kmv model , credit risk + model , credit portfolio view model and so on 因此,以美国为代表的西方发达国家不断开发出一系列信用风险度量模型,使信用风险的管理实现了定性和定量的结合,这些模型包括jp摩根的creditmetrics模型, kmv公司的kmv模型,瑞士银行金融产品开发部的creditrisk +模型和麦肯锡公司的creditportfolioview模型。
The spd department also provides product development services in which we work together with our customers in developing new products from concept stage to manufacturing the actual final product . this may involve thorough testing procedures at our plant using the latest testing equipment and advanced technology . what s more , we also take a proactive role on providing pre - press and production consultation 此外，物料搜购及产品开发部亦为客人提供产品开发服务，与客人共同合作为产品增添新意念，并由概念至生产提供全套服务及应用厂内最先进的设备进行测试，务求令客人的产品在市场上脱颖而出。
