The fifth chapter is the application discussion of dfa in solvency management of our country ' s insurance company 论文的第五章，是从保险公司偿付能力管理工作的两个重要方面，来阐述动态财务分析的应用价值。
In its broad sense , the content of credit is the unity of subjective honesty keeping one ' s words and objective ability of paying back 广义上，信用的内含是：一种主观上的诚实守信和客观上的偿付能力的统一。
Solvency is the core of life insurance management . this thesis mainly contains : chapter 1 explains why i choose this theme 寿险公司的偿付能力是很多人关注的对象，也是保险管理的核心，是一个重要的研究课题。
While china lags a little in supervision of insurance solvency , with both theoretical study and practical lagging behind developed countries 而我国偿付能力监管起步比较晚,理论研究和实践均远远落后于发达国家。
The practices of other countries also proved that there is a close relationship between insurance solvency and the extent of regulation 世界各国的保险经营实践表明保险业偿付能力危机的发生和监管程度有密切的关系。
This paper illustrate the change of solvency of life insurance operation with the date of china " s main life insurance company and adopts factor analysis 采用因子分析法，对我国寿险公司的偿付能力状况进行了实证分析。
After that , the author discuss the feasibility to add financial reports which will adapt to the supervision demand 随后，又从信息披露及财务报告角度讨论了完善现有寿险报表体系，增加适应偿付能力监管要求的财务报表的可行性。
If insurance company increases not timelily solid have capital gold and accumulation fund , its solvency can drop , management risk can increase 假如保险公司不适时地增加实有资本金和公积金，其偿付能力就会下降，经营风险就会增加。
Solvency of an insurance company is composed of capital , reserve , guaranteed funds , free reserve and minimum solvency margin 而偿付能力的内容包括资本金、保险责任准备金、保险保证金、保险保障基金、总准备金和最低偿付能力额度等。
The operation environment of chinese life insurance companies chop and change recently , which results in the insolvency risk of whole life insurance industry 本文分五部分：第一章，首先说明选择寿险业偿付能力管理这个论题的背景和意义。
