Based on the data collection , collation , and analysis of the guarantee behavior of 45 listed companies , the paper summed up the characteristics and passible risks of it and from the angle of inside and outside of companies , the paper tries to put forward the corresponding policy 本文通过对安徽45家上市公司担保数据的收集、整理、分析，总结出其担保的特征及可能引发的风险，并试图从公司内外两个视角提出相应的政策建议。
To give full play to the financial gurantee companies ’ role and to achieve their legal status commensurate function needs to draw on the experience of foreign legislation , accelerate legislation , clear the legal position of the financial guarantee companies , and make clearly regulation in the financial guarantee company ' s industry access 、 funding 、 scope of business 、 institutional systems 、 risk diversification and control systems 、 industury ’ s self - discipline and external supervision 、 the financial guarantee company ’ s guarantee mechanism 、 security procedures and so on 为了充分发挥金融担保公司的作用,使之实现与其法律地位相适应的功能,需要借鉴国外立法经验,加快立法,明确金融担保公司的法律定位,同时对金融担保公司的行业准入、资金来源、业务范围、机构体系、风险分散与控制制度、行业自律与外部监管等问题作出明确规定,对金融担保公司担保机制、担保程序、收费标准等进行规范和管理。
The funding corporation , which is a " bankruptcy remote " special purpose vehicle , will issue mbs back to the bank with the hkmc s guarantee for the timely payment of principal and interest . the hkmc will pass through the monthly repayment of principal and interest of the underlying mortgage loans to the holders of the mbs after deducting the servicing fee and the guarantee fee 该公司是一家不受母公司破产影响的特设公司，负责发行有按揭证券公司担保依期付还本金和利息的按揭证券予有关的出售按揭银行，按揭证券公司在扣除供款管理费和担保费后，把有关按揭贷款的每月本金和利息供款转付予按揭证券的持有人。
Along with the development of the market economy , the guarantee is applied extensively in the fincial , the listed companies cause much harm for chinese security industry . nowadays , there are serious problem in the security of listed companies . such as : the huge amount of listed companies security . the widespread listed companies related security , and the “ security chain ” and the “ security chain ” characterized in regious which are caused by the mutual security of listed companies 据统计,这531家公司担保总额高达1250 . 88亿元,其中对外担保本期发生额和担保余额分别为151 . 84亿元和432 . 96亿元,对控股子公司担保本期发生额和担保余额为472 . 77和825 . 09亿元。
The spc then issues mbs back to the bank with the hkmc s guarantee for the timely payment of principal and interest . the spc will pass through the monthly repayment of principal and interest of the underlying mortgage loans to the holders of the mbs after deducting the servicing fee and the guarantee fee details of the programme are set out in the 然后，该特设公司会向有关银行发行有按揭证券公司担保依期付还本金和利息的按揭证券，特设公司在扣除供款管理费和担保费后，会把有关按揭贷款的每月本金和利息供款转付予按揭证券的持有人计划详情载于
