Execute individual pay cost to have at least at 4 o ' clock advantage : it is one part endowment insurance expends individual pay , the ego that can enhance a worker ensures consciousness and sense of responsibility , change the way that takes by country and interconnected system of bag of company interconnected system , overcome the thought that counts a state completely ; the 2 one part endowment insurance that are worker individual pay are expended , belong to a component of endowment insurance fund together , increased to prepare the origin of market fund , can reduce the burden of enterprise and individual appropriately on certain level ; 3 it is ok to replace active by length of service plan hair treatment creates a condition ; 4 it is to be able to make the fixed number of year of standard of salary of provide for the aged and individual pay direct link up with , be helpful for reflecting the right and compulsory concern 实行个人缴费至少有四点好处：一是个人缴纳一部分养老保险费，可以增强职工的自我保障意识和责任感，改变由国家和企业统包统揽的做法，克服完全依靠国家的思想；二是职工个人缴纳的一部分养老保险费，同属于养老保险基金的一个组成部分，增加了筹集资金的来源，在一定程度上可以适当减轻企业和个人的负担；三是可以为取代现行按工龄计发待遇创造条件；四是可以使养老待遇标准与个人缴纳的年限直接挂钩，有利于体现权利与义务的关系。
Answer : individual and business of the company of state - owned company , investment of town cooperative , foreign trader , private enterprise , institution that executes an enterprise to turn management , other town and its worker , industrial and commercial door reach its help with farm work , why to plant no matter the identity , answer to attend the primary endowment insurance of seat by the regulation , and primary endowment insurance expends pay 答：国有企业、城镇集体企业、外商投资企业、私营企业、实行企业化治理的事业单位、其他城镇企业及其职工、个体工商户及其帮工，不论何种身份，都应按规定参加所在地的基本养老保险，并缴纳基本养老保险费。
This system is in of fund of primary endowment insurance raise money on use fee of traditional primary endowment insurance raise money mode , mix by country , unit namely the individual is collective burden ; fund of primary endowment insurance executes aid of social each other ; the plan hair method of structural style is used on the plan hair of basic annuities , the incentive element that emphasizes individual account annuities and labor contribute a difference 这个制度在基本养老保险基金的筹集上采用传统型的基本养老保险费用的筹集模式，即由国家、单位和个人共同负担；基本养老保险基金实行社会互济；在基本养老金的计发上采用结构式的计发办法，强调个人帐户养老金的激励因素和劳动贡献差别。
