出险

• But person insurance is the life with the person or body serve as insurance mark , and the person ' s life and body are to cannot use money to measure , so , the harm that person insurance be or get out of danger makes life or body get can be not compensated for with money , it is when be or get out of danger , the forehead that insurance company can agree in guarantee slip only is spent inside give to insurant or beneficiary beneficiary pay insurance gold , that is to say person insurance is the way that pays in order to give pays insurance gold
  但是人身保险是以人的生命或身体作为保险标的的，而人的生命和身体是不能用金钱来衡量的，所以，人身保险出险使生命或身体受到的损害不是能用金钱赔偿得了的，则在出险时，保险公司只能在保单约定的额度内对被保险人或受益人给付保险金，也就是说人身保险是以给付的方式支付保险金的。
• Fob ( f . o . b ) the sale price with ground of goods start shipment , namely of consignor sell bade to serve as insurance amount , buyer is policy - holder , once be or get out of danger , the buying cost that the underwriter is in start shipment ground by policy - holder namely fob is in charge of compensating for as the real value of insurance goods
  离岸价（ f . o . b ）以货物起运地的销售价，即发货人的卖出价作为保险金额，买方为投保人，一旦出险，保险人按投保人在启运地的买入价即离岸价作为保险货物的实际价值负责赔偿。
• Based on the analysis of satellite images of various periods , landform data and river channel transverse section evolution in the lower yellow river , the characteristics of the river channel boundary condition changes at different location are clarified as middle flood channel flood transport width and area are evidently decreased especially for the main channel with comparison to 1950s , beach area that is unimpeded before become blocked because of road , irrigation channel constructed on it , and consequently intensify high edge of beach and lowering dyke and river
  在现场查勘的基础上，通过对丹江口水库和小浪底水库拦沙初期下游河道演变、排洪能力变化特点的对比，分析了黄河下游防洪面临的新形势:小浪底水库拦沙初期，下游河道发生冲刷，但艾山以下窄河段冲淤变化不大，近年来形成的淤积萎缩的状况难以很快改观,游荡性河段调整剧烈，工程出险机遇增大,河道水位流量关系中水流量以下部分同流量水位明显降低，中水流量以上部分水位降低幅度可能会明显偏小，防洪形势仍不容乐观。
• Because of the construction project invested in large scale , and the long construction cycle , many kinds of interference factors , which influence the harmony of the whole engineering construction , can be distinguished in that . moreover , the scale of insurance rate is dependent on the level of risk
  建设工程由于具有投资大、周期长等特点,它从立项到实施的全过程存在着难以预先确定的多种干扰因素,任何一方或环节出险,都有可能影响到整个工程建设的顺利进行。
• The main reasons are : the first , some characters influencing the risk of driving and the number of accidents that may be happen are not measurable , such as the well - trained degree of the drivers , the concentration degree of the attention during the driving hour , the speed of the reaction and the accuracy of the judgment in the nervous circumstance ; the second , because the classification variables are limited , the measurable characters of the risk are impossible to be contained in these variables ; the third , because of the existence of the moral risk , it very difficult to affirm that the classifying of the policyholders is right
  其主要原因为:第一、一些影响驾驶风险或出险次数的因素是不可度量的。例如驾驶员的驾驶熟练程度,驾驶时注意力的集中程度,在紧张情况下做出反应的速度以及判断的准确性等;第二、由于分类变量有限,可度量的因素也不可能全部包含在这些变量中;第三、由于道德风险的存在,对投保人的分组很难肯定是正确的。如有的国家的机动车保险中要求投保人告知他们的年行驶里程数,在这种情况下,保险公司很难采取什么措施避免投保人的故意低估。
• The china ' s insurance companies " capability for exploring the sorts of insurance , procedure of applying for insurance and service for indemnity is very low compared with large insurance companies oversea . with the globalization and especial after china entering wto , the insurance companies should be clean out if they do n ' t change their way in underwriting and make full use of electronic way in order that improve the efficiency of insurance service
  对于我国的保险行业来说，由于在险种的开发、投保程序和出险理赔服务等方方面面的能力远不及国外大型保险集团，在全球经济日趋一体化，特别是我国加入世界贸易组织( wto )后，倘若不从根本上改变现存的传统保险承揽模式并充分利用电子化手段，实现投保、缴费和理赔的电子化、自动化，提高保险业务的工作效率，我国的保险企业终将被淘汰。
• When xiaolangdi project completed and put into orperation , the inflow of water and sediment condition will be changed because of the regulation of the reservoir . especially the initial 14 years , the reservoir will hold up sediment and release clear water , which may affect the river sections in henan province , especially the wandering sections . it will result in changes of flow state and endangering the water works , because the longitudinal addend by scouring and lateral slope failure
  小浪底水库建成运用后，通过水库的调水调沙，改变了黄河下游的来水来沙条件，尤其是运用的前14年处于拦沙期，下泄清水，对河南河道的影响最为剧烈，对游荡性河段的河势变化将产生很大影响，河道纵向冲刷下切，横向滩岸坍塌，工程出险将大量增加。