With the increasingly heating - up competition in the financial market , how to develop financial business innovations is becoming an important problem faced china ' s commercial banks 随着我国加入世贸组织，金融服务业的竞争将更趋激烈，商业银行业务创新已成为我国银行业面临的重要课题。
Nowadays , financial innovations , especially business innovations in commercial banks , are made one after another across the world , bringing great challenges to chinese commercial banks 在这个金融巨变的时代，国际上金融创新层出不穷，尤其在商业银行业务创新上更是日新月异，令人应接不暇。
The merger allowed the bank to develop a more diversified business platform with enhanced small - medium - enterprise banking franchise , thus lowering its dependency on corporate banking sector 穆迪表示，并购令本行的业务更为多元化，加强了针对中小型企业的商业银行业务，同时减低对企业银行的依赖。
Without the approval of the people ' s bank of china , no unit or individual is allowed to do the business of a commercial bank such as absorbing the public deposit or call itself a bank 未经中国人民银行批准，任何单位和个人不得从事吸收公众存款等商业银行业务，任何单位不得在名称中使用“银行”字样。
And we can summarize many successful experiences which maybe helpful for the china ' s banks by studying the history of financial business innovations in western countries 西方商业银行业务创新活动有很多成功的经验和做法，通过考察其历史沿革，可以总结出一些具有借鉴意义的成功经验供我国银行业参考。
The first part has introduced the course that business innovation of western bank mainly . main content and development trend in the future of western bank ' s business innovation have been summarized 第一部分主要介绍了西方商业银行业务创新的历程，总结了西方商业银行业务创新的主要内容以及未来的发展趋势。
Following such carve - out , the principal business to be acquired will be the retail and commercial banking operations of fbahk primarily targeted at serving retail customers and smes in hong kong 将此等业务剥离后，此次收购的业务主要为对中国工商银行亚洲互补性较强的个人零售业务及服务中小企业的商业银行业务。
Following such carve - out , the principal business to be acquired will be the retail and commercial banking operations of fbahk primarily targeted at serving retail customers and smes in hong kong 将此等业务剥离后，此次收购的业务主要为对中国工商银行（亚洲）互补性较强的个人零售业务及服务中小企业的商业银行业务。
With the development of commercial banks , the risk control of credit is always an important issue in the banks ’ operation . the credit management is an important mean in banks ’ risk control 众所周知,信贷业务是商业银行业务的主力军,纵观商业银行的发展过程,对信贷资金的风险管理一直是商业银行业务管理的一项重要内容。
