To provide a measure of protection to small depositors and to contribute to the stability of the financial system 为小存户提供保障，并促进金融体系的稳定。
Whether banks would do this or not is , of course , a commercial decision for each bank to take 当然，银行会否将成本转嫁，向存户徵收负利率，是个别银行的商业决定。
Further , there are options available for enhancing depositor protection other than deposit insurance 此外，除了存款保险计划外，尚有其他加强存户保障的方法可供选择。
Some banks have also recently introduced fees and charges , which may have further lowered the return to small savers 最近有银行推出服务收费，令部分小存户的回报更低。
Take , for example , the claim that all costs will eventually be borne by the depositor 其中一个例子就是以羊毛出在羊身上的比喻来辩称存款保险的所有成本最终都会转嫁给存户。
The increased fee will take effect from tuesday for new customers and april 1 for existing customers 渣打将在星期二向新存户征收新收费，旧存户则会到四月一日才开始被征收新收费。
Coverage should be on a depositor rather than account basis , adjusted to allow for interests in joint and multi - beneficiary accounts 保障应以存户而非存款户口为本，并会就联名和多名
The asian crisis has prompted a number of countries in the region to move towards more explicit forms of depositor protection 亚洲金融危机令区内多个国家转为采纳比较明示的存户保障制度。
The existence of a pool of funds would help speed up payment and bolster depositors confidence in the scheme 存保计划若有一笔可动用的资金在手，能加快付款时间，以及加强存户对计划的信心。
