This paper analyzes the concept of project insurance , the necessities and kinds of project insurance , and also studies the measure that project insurance should be taken in order to serve for engineering construction better 摘要分析了工程保险的概念、种类及工程保险的必要性，探讨工程保险应采取的措施，使其更好地为我国工程建设服务。
Owing to the advance of science and technology , the expansion of the scale of construction , and the improvement of the sense of owner ' s risk management , engineering insurance will have broad market 随着科学技术的进步和工程建设规模的扩大以及业主风险管理意识的提高，工程保险将面临广阔的市场前景，对其理论的研究也有待于进一步深入。
Establish in the our country the risk management system with making the engineering guarantee and engineering insurance core , may make the " big trouble " problem in the last years getting the solution or alleviating very much 在我国建立以工程担保、工程保险为核心的风险管理制度，很可能会使一些多年来的“老大难”问题得到解决或缓解。
Especially it has put forward the ideas about that the owner will be responsible for buildings and structures , installation of permanent equipment between interfaces of all contractors and design engineering insurance 针对工程保险提出了保费计列原则，提出了业主负责各承包商接口之间的工程保险责任、加快建立设计责任保险等风险管理措施的观点。
Using economic means including engineering guarantee and engineering insurance etc . , controlling the behavior of stakeholders to guarantee quantity , safety and to implement with the contract , is international traditional method 用工程担保、工程保险等经济手段，约束建筑市场各方主体的行为，保证工程质量、安全生产和合同的履行，是国际上通行的作法。
The biggest risk faced by construction contractors comes from the investors " capital and credit . this paper settles the problems by informing and law making of the insurance and guarantee . 5 针对施工阶段建筑承包商面临的最大的风险是来自业主的资信问题，本文从我国现有的工程保险和担保制度存在的问题出发，通过对保险和担保制度的改革和立法确保解决业主资信问题。
At the end of the dissertation , it focuses on the relationship between the insurance rate , franchise and insurance valid period . with some practical examples , it points out some relevant suggestions and opinions for engineering insurance practice 最后，论文讨论了工程保险费率与免赔额、保险期限之间的关系，结合工程保险实例，提出了工程保险实践中应注意的问题及建议。
Engineering insurance is the most effective and widely used measure of venture control in international engineering community because there are a variety of uncertain and complicated ventures during the construction of a large - scale project 工程保险制度在国外实行已经有70多年的历史了,作为防范工程风险的重要手段之一,已经成为发达国家以及国际工程承包市场不可缺少的一项制度。
The insurance period shall be in accordance with the time limit of the project . it can include installation period and 12 - month maintenance period since project completion . furthermore , ear insurance can be extended to cover testing commissioning period 根据工期确定，建筑工程保险一般包括建造期保证期安装工程保险还可承保试车期风险。另外，还可以扩展承保竣工以后一年内的保证期责任。
Business property insurance ; family property insurance ; building insurance ; installation insurance ; cargo transportation insurance ; motor vehicle insurance ; shipping insurance ; energy insurance ; general liability insurance ; guarantee insurance 企业财产损失保险；家庭财产损失保险；建筑工程保险；安装工程保险；货物运输保险；机动车辆保险；船舶保险；能源保险；一般责任保险；保证保险。
