Therefore , under the condition that the poor are unable to get access to the credit by the two ways of the formal financial institutions and the subsidized loans , they need a new institution called microfinance 因此，在正规金融系统和贴息贷款扶贫方式无法将信贷扶贫资金传递到农户手中的情况下，人们需要一种新制度，这便是小额信贷扶贫的创新。
It is significant for increasing farmers ' income and improving argriculture industrial structure to popularize the microfinance of rural credit cooperatives ( abbreviated to rcc ) in minority poverty areas 摘要氏族贫困地区大力推广以农村信用社为主体，以农户小领信贷为手段的扶贫资金的投入方式时于提高当地农民收入和优化当地农业产业结构意义重大。
Sponsored by the world bank and ministry of health ( moh ) of china , an intensive study entitled " a study of the maternal and child health poverty alleviation fund ( mch paf ) in china " has been undertaken from 1995 through 1999 世界银行一云南省妇幼卫生扶贫资金运作式研究是在卫项目有效地改善了贫困农村妇幼卫生服务的基础上，进一步探索对贫困妇女及儿童提高医疗救助的有效途径。
The difficulties in carrying out program for helping the poor to overcome extreme difficulties lie in the low return of the funds , which is also the key problem in altering the traditional way of eliminating poverty and changing " blood transfusion " to " blood generation " 扶贫资金回收率低是我国扶贫攻坚的一大难题，也是改变传统的消灭贫穷方式由救济式扶贫向开发式扶贫转轨的焦点。
Such problems as the derivation in the use of fund and low fund - utility efficiency exist in our poverty reduction through credits , which affects the sustainability of poverty reduction and finance and further weakens the effects of poverty reduction policy 摘要我国信贷扶贫资金存在投向偏差、资金使用效率低下等问题，一方面影响扶贫的可持续性；另一方面，影响金融的可持续性，使扶贫政策效应大为削弱。
