Because of the specialty of its acceptor , it should not only obey the general principle of negotiable instruments , but also follow the bank rules of the acceptance bill . it is one of the most popular used negotiable instruments in financial activities because its acceptor is the bank which enjoys high reputation 银行承兑汇票是我国金融活动中的常用票据,它既要遵循票据的一般规则,又要符合汇票的规定,同时由于其承兑人是特定的银行这一特点,还要满足银行的相关制度规范,因此具有一定的复杂性。
By nominating another bank , or by allowing for negotiation by any bank , or by authorizing or requesting another bank to add its confirmation , the issuing bank authorizes such bank to pay , accept draft ( s ) or negotiate as the case may be , against documents which appear on their face to be in compliance with the terms and conditions of the credit and undertakes to reimburse such bank in accordance with the provisions of these articles 如开证行指定另一家银行、或允许任何银行议付、或授权、或要求另一家银行加具保兑，开证行即据此分别授权上述银行凭表面与信用证条款相符的单据办理付款、承兑汇票或者议付，并保证依照本惯例对上述银行予以偿付。
Commercial banks need to open commercial bill business for innovation the relevant business are so many as banker ' s acceptance bill under the l / c , negotiation of documentary collection and promissory notes , commercial notes , commercial paper , forfeiting , which are common abroad . the risk for commercial banks mainly in the regulation risk , management risk , and moral risk . we need to control the process , which can ensure the moderate management and well development 从创新的途径角度来看，商业银行要在稳步发展商业汇票业务的同时，努力开拓商业票据业务，与国际业务相关的如信用证项下的银行承兑汇票贴现业务、保付代理业务和福费廷业务等品种，票据发行便利，票据代理，以及诸如国外盛行的cd （大额可转让定单）业务、银行本票、商业本票、保单等其他业务。
