In the prc insurance law , it only prescribed the concept of double insurance , which can not settle the problem of how to abide by the principle of compensation for the damage when several insurance contact exist simultaneously 我国保险法只规定了重复保险，无法解决数个保险合同同时存在时，如何遵守损害补偿原则的问题，因此有必要引入保险竞合概念，在保险法修改时填补这一空白。
Loss is the opposition to interest , and so insurance interest has a unique function in this principle . however , it has different meaning between the continental law system and common law system , which makes us confused for in this field 损害是利益的反面，因此保险利益在损害补偿原则中有无法取代的作用，但是大陆法系与英美法系中对保险利益有不同的见解，使我国保险法在这一问题上存有混淆，也影响了损害补偿原则的适用。
What ' s more , it also makes us wonder about how to apply it in relevant areas . if we can divide the insurance into the damage - indemnity one and term payments of the insurance benefits one , then in the systems application aspect we will have a standard to follow 事实上也造成损害补偿原则相关制度适用上的困扰，因此对现行保险法的保险分类方式建议修改成?损害补偿保险与定额给付保险，这样使制度的适用上有一定的标准可依循。
This issue analyzes the existing problems of the compensation to the subjects ' impairment during clinical drug trial nowadays , giving discussion to the subjects of general principles of subjects ' impairment compensation , the determination of compensation standard and the general procedure of compensation 摘要本文分析了药物临床试验中受试者损害补偿方面目前存在的问题，对药物临床试验中受试者损害补偿的一般原则、补偿标准的确定和补偿一般程序等问题进行探讨。
The principle of compensation for the damage means that when an insured event takes place and insured suffered , the underwriter obligated to make indemnity for the real loss within the scope of cover under the insurance contract so that the loss of the insurant can be mostly reduced and the economic status can be recover as previous . it is the base of other principles of the insurance law 损害补偿原则是保险法诸原则的基础，指当保险事故发生使被保险人遭受损失时，保险人必须在责任范围内对被保险人所受的实际损失进行补偿，使被保险人业因保险事故发生造成的损害降到最低，使其恢复到损失前所处的经济状况。
For the limitation of my energy and the pages , i can only research the problem of appliance , success and failure in the principle of compensation for the damage in prc insurance law . through collecting , analysing and comparing research materials of many nations concerned , i summarize a project and with the help of it , we can carry out the principle into reality and make it suitable for all the other fields concerned , such as insurance interest , double insurance , insurance confliction , subrogation and actual loss claim settlement 由于篇幅及笔者能力所限，本文仅以损害补偿原则在保险法中的运用及其缺失为题，通过收集各国对于损害补偿原则的著作论文，比较、归纳分析相关资料，总结提出使损害补偿原则能在保险法中贯彻落实，并与其相关制度?保险利益、重复保险与保险竞合、保险代位及实际损害理赔等统一配套使用的方案，及保险法的修改建议。
