However , the hkma is not in a position to tell how many of these 20 , 000 loans would be in negative equity if the customers total mortgage obligation were to be taken into account , because banks do not have information on customers outstanding liabilities under the second mortgage 由于银行没有客户在二按下的负债资料，因此金管局无法说明若把客户的整体按揭贷款总额计算在内，这，宗贷款中会有多少宗属于负资产贷款。
Our strategy is to honorable , practical and innovative . we believe our future is counted on the support of our customers . based on our professional know how , we will keep on modifying our system to meet the new marketing need 诚信经营，务实创新是公司一直贯彻的策略，相信没有客户的支持就没有公司的未来，电子商务的快速发展，市场需求的与日具增，我们将以专业技术为依托，以市场需求为导向，努力创造与时代同脉搏的经营体系。
Relation marketing in reference to enterprise in winning the ground wok of the benefit , create , maintain and facilitate with the relation between shopper and other allies , with the target that the realize participates the everyone , become long - term relation that a kind looks after both sides everyone avail 客户资源是一个企业最终实现交易并获得现金流入的唯一入口,是实现企业利润的唯一来源。企业如果没有客户资源,其产品就不能实现交换,那么企业的一切活动都将是无效活动。
To clarify the strategic significance of crm , the first chapter analyses the origin of the bottleneck of customer , the value of customer relationship , the cumulative impact of customer defection , its effect on firm ' s study and innovation , the change of operational environment , etc . according to the current situation analysis in communications companys , it is clear that many firms do n ' t have the concept of crm , while many other firms do n ' t have suitable methods to carry out customer - oriented strategy although they recognize the importance of meeting customer demand 第一章从企业发展、客户瓶颈成因、客户关系价值、客户累积效应、客户对企业学习与创新的影响、经营环境的变化等方面阐述客户关系管理的重大战略意义。对电信企业的调查表明：相当一部分企业还没有客户关系管理的概念，也有部分企业认识到感知与满足客户需求的重要性，但没有配套措施以实施客户导向策略。
G if the bank provides services to the customer in relation to derivative products including futures contracts or options , it shall provide to the customer on request , product specifications and any prospectus or other offering document covering such products and a full explanation of margin procedures and the circumstances under which the customer s positions may be closed without the customer s consent 若本行就衍生产品提供客户相关之服务包括期货合约或期权， i在客户之要求下，本行将向客户提供有关产品之产品说明及任何招股书或其他招股文件及ii本行亦会向客户提供支付保证金程序之说明书及在没有客户同意下客户之账户可能被平仓之说明书。
