On basis of the above , author in allusion the to the interest subsidy loan policy influence on bank behavior , points out the way in which agriculture bank participate in help - poverty credit loan lies in transferring the government endeavor improving the circumstance in which the poor enter finance market to acceptable economic mode for market economy 以此为基础，具体针对贴息贷款政策对银行行为的影响，指出农业银行参与信贷扶贫的基本出路在于将政府为改善穷人进入金融市场的努力内化为市场经济可接受的经济方式。
Third , the state provides concessional loans for special aid items at discounted interest , and formulates preferential policies , centering on helping the poverty - stricken areas and peasant households develop market - oriented crop cultivation , aquiculture and poultry raising and corresponding processing industries , so as to increase production and incomes 第三，国家安排优惠的扶贫专项贴息贷款，制定相关优惠政策，重点帮助贫困地区、贫困农户发展以市场为导向的种植业、养殖业以及相应的加工业项目，促进增产增收。
