Because of the specialty of its acceptor , it should not only obey the general principle of negotiable instruments , but also follow the bank rules of the acceptance bill . it is one of the most popular used negotiable instruments in financial activities because its acceptor is the bank which enjoys high reputation 银行承兑汇票是我国金融活动中的常用票据,它既要遵循票据的一般规则,又要符合汇票的规定,同时由于其承兑人是特定的银行这一特点,还要满足银行的相关制度规范,因此具有一定的复杂性。
Commercial banks need to open commercial bill business for innovation the relevant business are so many as banker ' s acceptance bill under the l / c , negotiation of documentary collection and promissory notes , commercial notes , commercial paper , forfeiting , which are common abroad . the risk for commercial banks mainly in the regulation risk , management risk , and moral risk . we need to control the process , which can ensure the moderate management and well development 从创新的途径角度来看，商业银行要在稳步发展商业汇票业务的同时，努力开拓商业票据业务，与国际业务相关的如信用证项下的银行承兑汇票贴现业务、保付代理业务和福费廷业务等品种，票据发行便利，票据代理，以及诸如国外盛行的cd （大额可转让定单）业务、银行本票、商业本票、保单等其他业务。
