Suiting with the international financial market , the business demarcation line between the bank , security and insurance of our country will be broken finally . the whole financial structure will be reconfigured ; the new inter - trade financial institution of shareholding system will increase day by day 与国际金融市场发展形势相适应，我国银行证券、保险各业之间的业务界限最终会被打破，整个金融结构会重新组合，新的跨行业的股份制金融机构会日益增加。
This paper ' s background is the foreign securities trading online . through the analyses of the present situation and the advantages and disadvantages of the securities business online in china , the author points out that chinese online securities trading business must go through the way from information competition to price competition , the trend of comprehensive finance will forward the deepening of business , and the reform of commission system is imperative under the situation 指出我国的网上证券交易应先信息竞争后价格竞争，网上交易业务技术模式必须满足可运行、可锁定、可扩展三个目标，网上证券交易可采取证券营业部登记注册，网络为交易平台；银行证券公司合作；完全以网络交易平台为依托，实现网上注册、网上交易、网上资金划转等业务三种运行模式。
