银行资产

• To address the second concern , the dps will be able to enjoy the priority claim rights associated with its payouts to small depositors . this would significantly reduce the shortfall risk in a bank liquidation
  至于第二个问题，存保计划向小额存户发放赔款后可享有优先索偿权利，此举可大为减低存保计划在银行清盘中因银行资产不足而面对的差额风险。
• In addition , the paper studies how to control internal risk of commercial banks under the framework of var so as to optimize the capital distribution and the management of portfolio
  本文还探讨了在var框架下进行商业银行的内部风险控制，使资本分配在考虑组合分散效应后得到优化以及进行银行资产组合的优化管理，分析得到var约束下组合收益绩效标准。
• In the relevant press announcement , it was mentioned that the banking commission is expected to " consolidate the supervisory functions over banks , asset management companies , investment trust companies and other deposit taking institutions "
  有关的新闻公布指出，预期银监会将整合对银行资产管理公司信托投资公司及其他存款类金融机构的监管职能。
• Thus , it can provide a decision - making basis for banks implement the asset securitization . bank implement the ssset securitization in our country , which must contact with the pertinent system entironment and the sustaining law
  因此，对于银行实施资产证券化融资过程中所面临的法律、税务、会计等问题，我国必须采取相应的措施促进银行资产证券化正常发展。
• China is not an exception . china ' s npl has a large scale , accounting to 25 - 30 % of the total assets of the banking sector . it has been considered as a big risk hibernating in china ' s financial system
  由于经济体制的原因，中国的商业银行也产生了大量的不良资产，我国的银行不良资产规模巨大，占到银行资产总额的25 - 30 ，资产的质量差，这是我国金融系统中主要的风险。
• The asset structure , operation competence and earning power have positive correlation coefficient with bank efficiency , while rate of expanse to asset and the state ownership have negative coefficient
  结果表明，资产结构、经营能力、盈利能力与银行效率正相关，资产费用率、所有权的国有性质与银行效率负相关。国有银行资产规模与效率负相关，股份制银行资产规模与效率正相关。
• If we raise money to build projects completely by loans from internal and external banks , which must cause power plant ' s high debt proportion and increase power plant ' s burden , and that may cause bank ' s assets become bad assets
  依靠国内外银行贷款的间接融资方式筹集资金建设项目，势必会造成电力生产企业负债比例过高，增加电力企业负担，银行资产也很有可能形成不良资产。
• Avoiding credit risk , especially the risk from customer , is one of the most important aspects of bank operation . in order to avoid customer risk , there should be some tools to recognize it . building a customer evaluation system is a proper way
  防范信贷风险是银行资产经营的核心内容之一,防范的重点是客户风险,而要防范客户风险必须有工具识别风险,建立客户评价的体系正是要解决这样的问题。
• And for banks the adequacy of capital is so important that there are sophisticated supervisory requirements written in law , giving risk weightings to different types of bank assets and relating these quantitatively to capital , in the form of the capital adequacy ratio
  对银行来说，资本是否足够极为重要，所以法律载有复杂的监管规定，对不同类型的银行资产定有不同的风险权数，并以资本充足比率的形式，将这些风险与资本连系起来。