According to our country " insurance law " regulation , disobey when the management behavior of insurance company " insurance law " regulation , appear law notting comply is extracted or carry forward each reserve ; law notting comply deals with reinsurance ; when disobeying insurance fund badly perhaps to handle the case that supervises a regulation : above all , by finance supervisory management department instructs its deadline to correct , company proper motion corrects , find out no longer 根据我国《保险法》的规定，当保险公司的经营行为违反《保险法》的规定，出现不依法提取或者结转各项预备金；不依法办理再保险；或者严重违反保险资金运用治理规定的情况时：首先，由金融监督治理部门责令其限期改正，公司自行改正的，不再追究。
Accordingly , its did not expire the extraction of responsibility reserve is the extraction of total net value according to effective life - insurance sheet , namely insurance company reachs accrual in the pure insurance premium of income of the place in this part business , gold of subtractive payable insurance , after deducting the relevant fee that should pay 因此，它的未到期责任预备金的提取是按照有效的人寿保险单的全部净值提取的，即保险公司在这部分业务中所收入的纯保险费及利息，减去应付的保险金，扣除应支付的相关费用后。
In financial company , " draw deposit " point to from masses or enterprise or business the unit draws the deposit that come in , namely what we say normally " bank deposit " ; depositing central bank money is point to a bank " bank deposit " , it is us say normally put loan reserve , these money are existence central bank ; deposit money of a person of same business , also be a bank " bank deposit " , but these money are to deposit be in other bank and not be central bank 在金融企业中， “吸收存款”指从群众或企事业单位吸收进来的存款，也就是我们通常所说的“银行存款” ；存放中心银行款项是指银行的“银行存款” ，就是我们通常说的存贷款预备金，这些钱是存在央行的；存放同业款项，也是银行的“银行存款” ，但这些钱是存放在其他银行而不是中心银行的。
