Most of the ais reported that their strategy was to sell repossessed properties only at an acceptable price level i . e . they would not be prepared to sell at forced - sale values . this indicates that ais generally adopt a prudent approach towards the disposal of repossessed properties 大部分认可机构表示，它们只会以可接受的价格水平出售收回物业即是认可机构不会以迫售式价格出售这类物业，显示认可机构对出售收回物业普遍采取审慎态度。
This is because the number of repossessed properties nearly 4 , 000 in the past 12 months being disposed of has probably become a big enough factor on the supply side to have exerted a significant depressing effect on property prices , in particular those in the secondary market ，可能已成为楼市供应其中一个主要源头，对楼价造成显著的遏抑作用，其中以对二手楼市的影响更为明显。因此，那些打算收回抵押物业的银行不如考虑重组贷款，可能更符合本身的利益。
There is some danger in taking on debts , however . when the economy slackens and employers lay off workers , families that lose breadwinners often fail to make the payments on their debts . if they fall behind too far on these obligations , they run the risk of having their houses , cars or other items taken over or repossessed by the lenders 不过负债有一些风险。经济不景气雇主裁减工人的时候，失去养家糊口之人的家庭常常不能支付债务。如果支付欠债离欠款太远，他们的房子、轿车或其他项目有被债主收回或占用的危险。
The decline in number of rmls in negative equity in the first quarter is due to a number of factors : the stabilisation of property prices , continued instalment repayments by homeowners , pay - downs by customers who sought refinancing or restructuring of their loans and some disposals of repossessed properties 年第季的负资产住宅按揭贷款宗数有所减少，是受多项因素影响，包括物业价格转趋稳定业主继续供款客户寻求转按或重组贷款而偿还部分本金，以及银行出售部分收回的物业。
Where the parties agreed that title to the lease item will vest in the lessee at the end of the lease term , and after paying a major portion of the rent , the lessee is unable to pay the remaining balance , resulting in the lessor ' s termination of the contract and repossession of the lease item , if the value of the repossessed lease item exceeds the rent owed by the lessee and other expenses , the lessee may require partial refund 第二百四十九条当事人约定租赁期间届满租赁物归承租人所有，承租人已经支付大部分租金，但无力支付剩余租金，出租人因此解除合同收回租赁物的，收回的租赁物的价值超过承租人欠付的租金以及其他费用的，承租人可以要求部分返还。
Article 249 partial refund in case of termination by lessor where the parties agreed that title to the lease item will vest in the lessee at the end of the lease term , and after paying a major portion of the rent , the lessee is unable to pay the remaining balance , resulting in the lessor ' s termination of the contract and repossession of the lease item , if the value of the repossessed lease item exceeds the rent owed by the lessee and other expenses , the lessee may require partial refund 第二百四十九条当事人约定租赁期间届满租赁物归承租人所有，承租人已经支付大部分租金，但无力支付剩余租金，出租人因此解除合同收回租赁物的，收回的租赁物的价值超过承租人欠付的租金以及其他费用的，承租人可以要求部分返还。
The primary objective of the survey was to facilitate its prudential supervision by gathering information on the quantity of repossessed properties , including both residential and non - residential properties , held by authorised institutions at 30 june and the practices adopted by ais in relation to the repossession and disposal of these properties 该项统计调查的主要目的，是收集有关认可机构于月日持有的收回物业包括住宅及非住宅物业数目，以及认可机构就收回与出售这类物业的处理手法的资料，以便进行审慎监管。
Based on the sample of ais which was smaller than the full june survey , the situation of repossessed properties improved in the third quarter as a result of increased sales of repossessed properties , with the monthly average disposal rate almost tripling that recorded in the 18 - month period mentioned above 根据被抽样访问的认可机构机构数目较月份统计调查的小，第季收回物业情况有所改善，原因是出售收回物业的数目增加，每月平均出售比率差不多是上述个月期间所录得数字的倍。
