The analysis also suggested that even when there was no change in the fftr , individual banks might adjust their blrs based on their own balance sheet positions and prevailing liquidity conditions 分析亦显示即使目标利率没有变动，个别银行亦可能会因应其资产负债表状况及当前的流动资金状况调整最优惠贷款利率。
However , because the increase in the best lending rate was larger than for one - month hibor , the average spread between the two rates widened to 327 basis points in 2000 , from 301 basis points in 1999 不过，由于最优惠贷款利率的增幅超过1个月银行同业拆息，所以两者的息差由1999年的301基点，扩阔至2000年的327基点。
In addition , china will provide 10 billion dollars in concessional loans and preferential export buyer ' s credit to underdeveloped countries in the next three years to help them strengthen infrastructure development 另外，中国将在今后3年向不发达国家提供100亿美元的优惠贷款和优惠出口买方信贷，帮助他们加强基础设施建设。
In addition , china will provide 10 billion dollars in concessional loans and preferential export buyer ' s credit to underdevelopment countries in the next three years to help them strengthen infrastructure development 另外，中国将在今后3年向不发达国家提供100亿美元的优惠贷款和优惠出口买方信贷，帮助他们加强基础设施建设。
It will be interesting to observe the extent to which the significant firming of interbank interest rates will lead banks to adjust their best lending rates and retail deposit rates upward 银行同业拆息要大幅回升至哪个水平，银行才会上调最优惠贷款利率及零售存款利率，实在值得大家留意。银行同业拆息与存款及贷款息率的关系颇为复杂。
In terms of interest - rate risk , especially what we call basis risk , arising from , for example , a sudden and significant narrowing of the prime - hibor spread , the banking sector as a whole remains resilient 若以利率风险而言，尤其是由最优惠贷款利率与银行同业拆息的差距突然大幅收窄所引致的所谓息率基准风险而论，整体银行业仍然保持稳健。
Nevertheless , in terms of interest rates that attract the attention of members of the public , i expect the so - called best lending rate , the mortgage rate and the new basic savings rate to remain rather prominent indicators 无论如何，从市民大众的关注程度来看，我预计所谓最优惠贷款利率按揭利率及最新的基本储蓄利率，都会继续成为非常普及的息率指标。
