Considering the purpose and characterics of enterprise risk identification , the author accomplishes the design of risk identification form and the analysis of methods of risk identification . he discusses collectioning , corting and describing of enterprise loss data , and creats the quotas of enterprise risk measurement , and concentrates on calculation methods of rate and degree of risk loss 针对企业风险识别的目的和特点，完成了风险识别用表的设计、识别方法的分析；研讨了企业损失资料的收集、整理与描述，建立了企业风险计量指标，重点进行了风险损失概率与损失程度的估测方法的研究。
A creative idea , insurance loss adjustment should become a legal procedure of insurance compensation , that is , when signing an insurance contract , what should be defined in insurance contract is that it is due to insurance loss adjustment to define insurance responsibility and evaluate the loss and money for compensation 而更为大胆的想法是保险公估应该成为保险理赔的一个法定程序,即在签订保险合同时,应该在保险合同中明确出现保险事故后应该由保险公估机构对保险事故是否属于保险责任以及保险标的的损失程度、损失金额、赔偿金额等进行公估。
The study shows that through the establishment of risk management system at each stage of engineering insurance , it ma > attain the goal of reducing risk occurrence frequency and loss degree , decreasing the compensation rate , maintaining the justice and benefits of the two party , realizing the security and economy , and reducing the systematical risk of the whole engineering insurance . therefore , the development of engineering insurance can not only meet the requirement of modern construction but also benefit to the capability building of insurance company to develop engineering insurance , resist the adventures , improve international competition , and realize the sustainable development of engineering insurance industry eventually 研究表明，通过对工程保险各个环节风险管理体系的构建，可以达到减少工程风险发生频率和损失程度，降低保险人的赔付率和被保险人的自留损失，维护保险双方的公平和利益并实现保险的安全性和经济性，从而降低整个工程保险的系统风险的目的，使工程保险既能满足现代工程建设转嫁风险的需要，又有利于提高我国保险公司工程保险业务的承保能力、抗风险能力和国际竞争力，最终实现工程保险业的可持续发展。
In this paper , the concept of acceleration ambiguity function ( aaf ) and acceleration resolution is put forward for the first time . using aaf , the effects of target ' s relative acceleration on several outputs of a linear - phase matched filter are analyzed , such as the output signal - noise - ratio loss , the doppler resolution , the constraint on optimal accumulative time ( opt ) and their tolerable limits 论文首次提出并研究了加速度模糊函数和加速度分辨力的有关概念，并以加速度模糊函数为分析工具，详细讨论了加速度对线性相位匹配滤波器的输出信噪比的损失程度、对多卜勒频率分辨能力的影响程度、对最优相参积累时间的约束关系以及线性相位匹配滤波器输出受加速度影响的容限等问题。
Insurant is mixed to the property of insurance accident , reason of insurance mark loss rate , without the obligation of investigation , but offer necessary fare by the underwriter , insurant can assist an underwriter to have afore - mentioned investigation , such conducing to shorten manage compensate time , make insurant wins compensation in time 被保险人对于保险事故的性质、原因和保险标的的损失程度，没有调查的义务，但是由保险人提供必要费用，被保险人可以协助保险人进行上述调查，这样有助于缩短理赔时间，使被保险人及时获得赔偿。
To defraud the insurer of insurance money by forging or altering certificates , materials and other evidence associated with insured contingencies or by instigating , inducing or buying over others to provide false evidence , materials or other evidence , or by fabricating the causes of contingencies or exaggerating losses （五）伪造、变造与保险事故有关的证明、资料和其他证据，或者指使、唆使、收买他人提供虚假证明、资料或者其他证据，编造虚假的事故原因或者夸大损失程度，骗取保险金的。
Prove the quality of insurance accident , it is to affirm whether insurance accident is insurance carry in the contract bright the accident inside insurance extent of liability ; prove the cause of insurance accident , can determine except blame of the underwriter , the insurance accident that causes intentionally to insurant for instance , the underwriter does not assume liability to pay compensation ; those who find out insurance mark loss rate , it is to affirm the insurance premium that the underwriter should pay 查明保险事故的性质，是为了确认保险事故是否为保险合同中载明的保险责任范围内的事故；查明保险事故的原因，可以确定保险人的除外责任，比如对于被保险人故意造成的保险事故，保险人不承担赔偿责任；查明保险标的的损失程度，是为了确认保险人应该支付的保险费。
2 、 the handicapped people lost a lot in the activity of daily living , with mul - variable regression analyse , we found healing effect 、 dumps 、 disability period 、 disability grade and illness maight affect the the activity of daily living . there are 81 . 68 % handicapped people in blues , and 26 40 49岁年龄段的残疾现患率最高，对该年龄组人群为健康寿命影响最大，在其生命余年中约有15年可能承受着残疾的痛苦。 2 、残疾人日常生活状况：残疾者的日常生活能力损失程度为重度损失占56 。
By surveying the sample plot , the relations between the stabil ity of the mountai n slope of soil preparation for planting by using explosion and other factors s uch as precipitation , terrain ， were studied . by using the method of quantitative t heory i , the interrelation between the damaged degrees of soil preparation progra ms by using explosion in low mountain area with abundant precipitation and terrain factors was systematically analysed , and the mathematical models relate d were developed . the results show that the precipitation in early days and the m aximum precipitation per day are the primary factors causing the soil prepara tion program damaged . the main terrain factors of the mountain slope that affect the program stability are according to their importance , slope , position and dir ection . the suitable mountain slope for soil preparation by using explosion is th e slope of less than 25 通过典型标准样地调查资料，探讨了造林爆破整地工程的坡地稳定性与降水、地形等因子的相互关系，应用数量化理论，对在有充分降水条件下的低山丘陵区的爆破整地工程损失程度与地形因子之间的关系进行了系统分析，并建立了相应的数学模型，研究指出，充分的前期降水和日最大降雨量是引起爆破整地工程损失的激发因素；影响爆破整地工程稳定性的主要地形因子是地面坡度，其次为坡位、坡向，实施爆破整地工程的地面坡度以不超过25为宜。
Object of this crime is insurance system and property right of insurance company ; objective aspect is cheating insurance company out of its property using means of fabricating insurance object , insurance accident and accident cause , exaggerating extent of damage or creating insurance accident and so on ; subject of this is the insured or beneficiary while someone else thinks it is general subject 保险诈骗罪的客体是保险制度和保险公司的财产权；在客观方面表现为以虚构保险标的、编造事故原因、夸大损失程度、编造保险事故，制造保险事故等方法，骗取保险公司财产；主体是投保人、被保险人或受益人，也有人认为是一般主体。
