While the hkma has in the past issued a number of circulars to set out the general objectives of security aspects of e - banking services , hkma considers that it is useful to issue more specific and comprehensive advice to ais on this issue 尽管以往金管局已发出多份通告，列出电子银行服务保安事项的整体目标，但金管局认为就此发出更具体及全面的建议将有更大帮助。
They can now feel more secure and confident when undertaking online activities such as e - banking , online stock trading , online payments , online shopping , online auctions , e - government services and many online entertainment services , etc . 从此，市民可以更安心地进行各种网上活动，例如电子银行服务、股票买卖、网上付款、网上拍卖、电子政府服务，以及网上娱乐服务等等。
" to date the reported incidents have involved websites and e - banking services established overseas . no consumers in hong kong are reported to have been victims of these incidents , " said mr raymond li , executive director banking development of the hkma 金管局银行业拓展部助理总裁李令翔表示：至今为止，这些骗案只涉及海外所设的网站及电子银行服务，本港并无接获客户在这些事件中被骗的报告。
With the advent of electronic service technologies , it is a community expectation that banks should provide appropriate training and assistance to consumers , including elders and people with disabilities , in accessing electronic or other technology - based banking services 随电子服务的科技不断进步，社会人士预期银行会适当地指导和协助客户包括长者和残障人士使用电子银行服务或其他利用科技提供的银行服务。
Management of security risks in e - banking services is essential to protect personal information and the assets of customers , as well as to safeguard the financial position and reputation of banks that provide such services . in this regard , the hkma issued guidance notes on 另外，电子银行服务的保安风险管理非常重要，妥善的保安风险管理有助保护个人资料及客户资产，以及保障提供该等服务的银行的财政状况及信誉。
There should be adequate transparency in the provision of e - banking services so as to enhance the customers understanding of what they can reasonably expect of the services , as well as their precautionary actions in enabling adequate information security of the services 。认可机构提供的电子银行服务应有足够的透明度，让客户更能了解他们对有关服务可以有何合理期望，以及他们为保障有关服务的资讯保安而应采取的防范措施。
In this regard , the hkma s view is that unless a customer acts fraudulently or with gross negligence , such as failing to properly safeguard his device or secret code for accessing e - banking services , he should not be responsible for any direct loss suffered by him as a result of unauthorised transactions conducted through his account 就此而言，金管局认为除非客户作出欺诈或严重疏忽行为，如未能妥善保管接驳电子银行服务的设备或密码，否则客户无须对因经其帐户进行的任何未授权交易引致而蒙受的直接损失负责。
This guidance note is part of a series of guidance to be issued by the hkma on electronic banking " e - banking " . the main purpose of this guidance note is to provide senior management of authorised institutions " ais " with recommendations on the key principles and sound practices in managing the security risks in transactional e - banking services delivered through the internet and or wireless communication networks e . g 该建议文件是金管局拟发出多项电子银行服务建议的其中一份，主要目的是就银行透过互联网或无线通讯网络如流动电话提供的电子银行交易服务，向认可机构高级管理层建议可遵行的保安风险管理主要原则及良好运作手法。
Of course , it is not possible to cover every aspect of money and the hkma s work in a small exhibition . we have , therefore , focused on what we see as some of the important aspects - keeping the hong kong dollar stable , managing hong kong s official reserves , and ensuring that money moves around the economy smoothly - as well as looking at new developments in e - banking 这个小型展览当然不可能钜细无遗，详述金融货币及金管局工作的所有事项，而是会集中介绍一些较重要的课题，包括如何保持港元汇价稳定如何管理官方储备如何确保货币流通畅顺，以及介绍电子银行服务的最新发展。
