预定利率的英文

• assumed interest rate

• "预定"英文翻译    fix in advance; predetermine ...
• "利率"英文翻译    an interest rate
• "保单预定利率" 英文翻译 :    actuarial assumption interest rate
• "预定利润率" 英文翻译 :    target profit rate
• "裁定利率" 英文翻译 :    arbitrary interest rate; arbitrated interest rate
• "法定利率" 英文翻译 :    legal rate of interest; state rate
• "公定利率" 英文翻译 :    official interest rate; official rates
• "固定利率" 英文翻译 :    fixed interest rate; fixed interest securities; fixed rate; fixed-rate
• "规定利率" 英文翻译 :    normal rates; regulated interest rates
• "假定利率" 英文翻译 :    assumed rate of interest
• "设定利率" 英文翻译 :    stated rate
• "协定利率" 英文翻译 :    agreed rate; conventional interest rate; conventional money rate
• "约定利率" 英文翻译 :    agreed interest rate; agreed rate of interest; contract interest rate; contract rate of interest; conventional rate of interest
• "制定利率" 英文翻译 :    to establish rate of interest
• "法定利率, 合法利率" 英文翻译 :    legal rate of interest
• "规定利率, 管制利率" 英文翻译 :    regulated interest rates
• "固定利率存单" 英文翻译 :    fix rate certificate of deposit; fixed rate certificate of deposit
• "固定利率贷款" 英文翻译 :    fixed rate loan
• "固定利率负债" 英文翻译 :    fixed rate liabilities
• "固定利率公债" 英文翻译 :    fixed rate government bond
• "固定利率债券" 英文翻译 :    fixed interest securities; fixed rate bond; fixed-rate bonds
• "固定利率证券" 英文翻译 :    fixed interest rate securities
• "固定利率租赁" 英文翻译 :    fixed-rate leases
• "合同规定利率" 英文翻译 :    contracted interest rate
• "契约规定利率" 英文翻译 :    contractual interest rate

• Traditional product has to book interest rate fixedly , risk safeguard is basic it is changeless
  传统产品都有一个固定的预定利率，风险保障基本是固定不变的。
• Traditional life danger books interest rate is fixed mostly , when policy - holder buys insurance , affirmatory already termination of contract can get gold of how many insurance
  传统寿险预定利率大多是固定的，投保人买保险时，就已确定合同期满可领多少保险金。
• Of product of danger of the birthday after predicting change book interest rate to will give birthday danger the company stay on new product development have more space , have more choice to policy - holder
  预计变化后寿险产品的预定利率将给寿险公司在新产品开发上留有更多空间，给投保人有更多选择。
• Central bank attune ceases , believe the meeting that keep watch can make corresponding policy adjust , be opposite especially of birthday danger product book interest rate respect to be able to be adjusted somewhat
  央行调息，相信保监会会作出相应的政策调整，非凡是对寿险产品的预定利率方面会有所调整。
• But the yield in insurance company greatly when danger of prep above birthday books interest rate , or be in inflation to rise period , guarantee slip holder arose to share the requirement of insurance yield
  但在保险公司的投资收益大大高于寿险预定利率时，或正处于通胀上升时期，保单持有人产生了分享保险投资收益的要求。
• Interest risk in pricing of life insurance product is defined as the loss probability resulting from unfavorable variation of real investment return rate of life insurance capital from policy ordered fixed credit interest rate
  本论文的研究对象是寿险定价利率风险,寿险定价利率风险是指寿险资金实际收益率与保单预定利率之不利偏差引起的亏损的可能性。
• However , the traditional actuarial theory supposes that the policy ordered credit interest rate is fixed . actually , interest rate is stochastic , which results to interest rate risk in pricing of life insurance product . what the thesis studies is interest rate risk in pricing of life insurance product
  然而传统的精算定价理论假设:利率是确定的,即精算师在定价过程中采用确定的保单预定利率,但事实上利率具有随机性,从而会引发寿险定价利率风险。
• As the participation policy includes the minimum interest rate guaranteed and the annuities of the participation policy are variable based to the reward level of investment portfolio , so the measurement of the participation policy is different from the traditional life insurance product . it embeds a put option
  在分红保险的定价中,一般假设更高的预期死亡率、经营费用、退保率,更低的预定利率等,但将这些精算假设定到什么程度为合适,要依各公司自己的经验而定。
• Fluctuation in interest rate provides one of the primary risks to the insurance companies , especially to life insurers . even if the rate changes a little , the fluctuation of the reserves may be tremendous . interest rate is often assumed to be a fixed value in traditional life insurance , whether it is for long term or short term , term products or endownment ones
  在传统的寿险准备金评估过程中,不论是对于长期寿险还是短期寿险、定期产品还是两全产品,预定利率假设一般都是一个确定的值,特别是在早期的准备金评估中,预定利率甚至从始至终都保持不变,仅仅根据特定的险种和保单期限而有所不同。
• By researching , the major innovations of this paper are : ( 1 ) analysises the assets and liabilities table and the loss and gain table of life insurance companies in china from 1998 to 2001 in detail , comprehensively reflects the structure of assets and liabilites in the life insurance companies even in the whole life insurance industry of our country during the recent years ; ( 2 ) on the aspect of assets management , our country should reduce the proportion of monetory assets , improve the proportion of investment assets and establish the scientific investment management system , and suitably lower the proporty of the fixed assets on the premise of guaranteeing the operation ; ( 3 ) on the aspect of management of matching assets and liabilities , the life insurance company of our country should reduce the sales of the policies of prearranged high insuranc rate , develop the new type of life insurance products and match each policy with prearranged high interest rate with high interest rate investment correspondingly ; ( 4 ) as refering to the index system of assets and liabilities management of the commercial banks in our country , it has explored that of the life insura
  第三部分从寿险公司的资产管理、负债管理、资产负债匹配管理及资产负债匹配管理评价指标四个方面进行了分析和研究。本文的主要创新之处是： ( 1 )将自1998年至2001年国内所有寿险公司的资产负债表和损益表进行了详细的分析，比较全面地反映了我国近年来各寿险公司及整个寿险业资产负债的结构状况； ( 2 )在资产管理方面，我国应适当降低货币类资产的比例、提高投资类资产的比例并建立科学的投资管理体系、保证经营的前提下适当降低固定资产的比例、尽量减少占用类资产的比例等； ( 3 )在资产负债匹配管理方面，我国寿险公司应尽量减少高预定利率保单的销售、发展新型寿险产品，每销售一批较高预定利率的保单就应选择相应高利率的投资与之对应匹配； ( 4 )借鉴我国商业银行资产负债管理的指标体系，探讨了寿险公司资产负债匹配管理的指标体系。